Credit history: A financial history which shows all the details of loan accounts in terms of repayment history,creditutlization,outstanding amounts,status of the accounts either closed or open or in any default status.The lenders updated the details of each borrower in this platform to easily identify the credit discipline of the borrower.
A good credit history can be maintain mainly by checking the credit history regularly and identify if any issue is reflecting in the history so that borrower can change or rectified the history in time.
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